FAQs

Explore our answers to common questions about life insurance and how Lincoln Financial Partners can assist you.

Life insurance is a contract between you and an insurance company where you pay premiums in exchange for a death benefit paid to your beneficiaries if you pass away.

Consider your financial needs, family situation, and long-term goals when selecting a life insurance policy.

Life insurance provides financial protection for your loved ones in case of your unexpected death, helping them cover funeral expenses, outstanding debts, and ongoing living costs.

The amount of coverage depends on your income, expenses, debts, and financial goals. A general rule of thumb is to have coverage equal to 5-10 times your annual income.

Yes, but premiums may be higher or coverage might be limited. Some insurers specialize in covering people with pre-existing conditions. We can help you find coverage.

hoose someone who depends on your income or would be financially impacted by your death, such as a spouse, child, or business partner. es, you can typically update your beneficiary by contacting your insurance company and submitting a change request.

We can help you with that. It’s what we do.  You’ll typically need to provide personal and medical information.

The claims process involves submitting a claim form along with necessary documentation to initiate the payout.

Have Questions? Contact Us

Email

For any inquiries, please email us at info@lincolnfinancialpartners.com.

Phone

Call us at 1-800-316-2783 during business hours.